Based on your statement numbers
A credit card processing statement review explains the effective rate, transaction charges, monthly fees and pricing structure shown on your statement. Onyx helps US merchants understand those current costs and compare available approaches before deciding whether dual pricing, flat-rate or interchange-plus deserves further consideration.
Enter the totals shown on one recent monthly statement. Results use only your numbers.
Enter card volume and total processing fees to see your statement-based calculations.
Start with total card sales and total processing fees for the same period. Then identify percentage charges, per-transaction charges, fixed monthly fees and how transactions are grouped. Read more about how credit card processing fees are built, compare payment processing pricing structures, or review dual pricing versus surcharging.
Pricing, savings, equipment, availability, approval and terms depend on the merchant, provider and final written agreement. A review does not guarantee lower costs and is not a quote.
Share your details and an Onyx specialist will contact you about reviewing your processing statement.
Requesting a review does not obligate you to switch providers. Any pricing, equipment and contract terms are provided in writing before enrollment.
A credit card processing statement review examines the card volume, total fees, transaction charges, monthly fees and pricing structure shown on a merchant statement. The goal is to explain current costs and identify questions the merchant should ask before considering any change.
Divide the total processing fees on the statement by the total card sales for the same period, then multiply by 100. For example, $900 in fees divided by $30,000 in card sales equals a 3.00% effective rate. This calculation describes that statement period only.
Look for total card volume, total fees, percentage charges, per-transaction charges, monthly or statement fees, pricing structure, card-present versus keyed activity where shown, and any equipment or service terms referenced by the agreement.
No. Requesting a review does not obligate you to switch providers. It gives you a clearer explanation of the numbers and questions to ask. Any pricing, equipment, approval and contract terms are provided in writing before enrollment.
No. A review may clarify your current costs and compare available structures, but it does not guarantee that switching will save money. Results depend on the merchant, provider, approval, transaction mix and written agreement.
You can also use the illustrative processing cost calculator or contact an Onyx payment specialist.
